You shouldn't have to dread looking at your bank account, should you?
The sad story is similar for most of us, though: we try to save, but at the end of the month we somehow end up back at square one or with less cash than we thought we had. Oftentimes, it's the most overlooked aspects of our spending that really chip away at our checkbook.
If you're disappointed at the number in your bank account, it may very well be due to your overlooked bad habits. Fortunately, some small changes over time can ultimately help you keep money in your pocket without having to sacrifice too many comforts.
So, how can you start saving sooner rather than later?
If you smoke a pack of cigarettes per day, you could easily be spending thousands of dollars per year on smoking alone. Think about it: you could potentially have five figures in a savings account right now if you would have quit five years ago. Although hindsight is 20/20, it's never too late to stop smoking and rethink the negative impact not only on your health but also your bank account.